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Your local Tampa Bay Florida Real Estate Expert Michael Valdes shares news about the local housing market trends, homes for sale, events and more!

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Tampa Real Estate by Tampa Realtor Michael Valdes

Foreclosures

Bonus For Buyers of Fannie Mae Bank Owned Foreclosures

Bonus For BuyersFannie Mae HomePath foreclosures for sale in Tampa Florida

For Owner Occupants that Buy Fannie Mae Foreclosures

Fannie Mae is offering special incentives exclusively for owner occupants that purchase property from its sizable inventory of bank foreclosures, also known as HomePath properties. Home buyers that purchase a Fannie Mae HomePath property as their primary residence by December 31 will receive up to 3.5% toward closing costs and a home warranty. These fantastic incentives for bank foreclosures (REO's) are unheard of – banks typically sell foreclosures “as-is” without incentives, warranties, or repairs. This could help Tampa home buyers to view a HomePath property more like a traditional sale, not a foreclosure, during their search process.

Owners and investors can purchase Tampa HomePath properties for 3% down and no mortgage insurance (PMI). For homes that are not in tip-top shape, Fannie Mae also offers the HomePath Renovation financing, which works similarly to FHA’s 203(k) mortgage by allowing the cost of light renovation to be included in the mortgage. Furthermore, owner occupants get a 15-day “first dibs” on HomePath properties through the First Look program.

Home Buyers should be sure to take a second look at Fannie Mae’s HomePath properties in Tampa Florida before settling on “the one.” It could mean not just a great deal but an excellent one!

                                           View Fannie Mae’s HomePath homes

Published Saturday, October 16, 2010 11:25 PM by MICHAEL VALDES & ASSOCIATES

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